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MAO Calculator

Maximum Allowable Offer Calculator — Calculate the highest price you can offer a seller and still wholesale the deal profitably. Uses the standard 70% rule for fix-and-flip wholesalers.

Inputs

Update any field — results recalculate instantly.

After Repair Value (ARV)Estimated market value after all repairs are complete.

Estimated RepairsTotal cost to bring the property to retail condition.

Your Assignment FeeWhat you want to make on this wholesale deal.

Investor Margin RuleStandard is 70%. Hot markets sometimes accept 75%.

Result

Maximum Allowable Offer

Your MAO

$130,000

Don't offer more than this and still close the deal.

ARV$250,000

Investor max (70% rule − repairs)$140,000

− Your assignment fee−$10,000

= Maximum Allowable Offer$130,000

How the math works

Formula

MAO = (ARV × 70%) − Repairs − Assignment Fee

The 70% rule says an investor will pay at most 70% of the after-repair value (ARV) of a property minus their estimated repair costs. As a wholesaler, you subtract your assignment fee on top so the end-buyer investor still hits their 70% margin.

Want to automate this?

DealMako runs ARV, MAO, deal analysis, and assignment math automatically on every property — plus pulls comps, scores deals with AI, and runs your SMS campaigns.